Skip to main content

Financing Options

Don't let cost stand between you and the smile you deserve. We offer flexible financing options to put quality dental care within reach for everyone. We do not participate with insurance plans, ensuring our full commitment to your care.

4.9★ Rating400+ Google reviews
Double Board-Certified SpecialistMAGD · DABOI/ID
15+ YearsImplant-focused care
Flexible PlansCareCredit & Cherry

Not sure which treatment you need?

Take our 2-minute AI-powered dental assessment for personalized recommendations and a clearer picture of your cost.

Start Assessment

Free · No obligation · HIPAA-compliant

Proudly Serving the Greater Tampa Bay Area

Trinity, FLNew Port RicheyTampaClearwaterPalm HarborLand O' LakesLutzWesley ChapelDunedinOldsmarKeystoneEast LakeSpring HillBrooksvilleHolidayTarpon SpringsOdessaElfersPort RicheyBellairClearwater Beach

Payment Solutions

Choose the payment option that works best for your budget and lifestyle.

CareCredit

Healthcare credit card with flexible payment plans and promotional financing options. Apply in minutes and get instant approval.

No upfront costs
Flexible terms
Quick approval
Used nationwide

In-House Payment Plans

Work directly with our office to create a customized payment schedule that fits your budget. No third-party involved.

Custom terms
No credit check
Direct billing
Flexible schedules

Insurance Billing Assistance

While we don't participate with insurance plans, we can file claims on your behalf. Full treatment cost is your responsibility.

Claims filed for you
Direct patient care
No restrictions
Best treatment options

Manageable Monthly Payments

See how our financing options can fit your new smile into your monthly budget.

Dental Implants

Approx. $5,500 complete

As low as

$199/month*

All-on-4® Full Arch

Starting at $25,000

As low as

$833/month*

Porcelain Veneers

$1,200-$1,800/tooth

As low as

$100/month*

Smile Makeover

Custom pricing

As low as

Plans available

*Based on approved credit with CareCredit. Example monthly payments shown for illustration purposes. Your actual payment may vary based on credit approval and selected payment plan. Full treatment cost is patient responsibility.

Our Insurance Policy

Our office does not participate with any insurance plan. We have made the choice to not be restricted by predatory insurance companies seeking to deny benefits to their clients, therefore, our commitment remains to you, the patient. Even though your dental plan may not cover all necessary treatment, we will always present the best options for your health. We may file claims to your dental benefit plan on your behalf, but the full cost of treatment is your responsibility.

Questions about payment options? Call us at (727) 228-6846 and we'll help you find a solution that works for you.

Let's Discuss Your Options

Reserve your $300 Signature Consult — a comprehensive planning session with Dr. Gjelaj and a written treatment plan, applied in full toward your treatment when you begin within 30 days. Our coordinators will review every financing option and help you choose the best plan for your budget.

Financing Questions

Does Trinity Dental Arts offer financing for dental implants?

Yes — Trinity Dental Arts offers flexible financing for dental implants, full-arch restorations, and other major treatments. We work with multiple lenders so most patients qualify for a plan that fits their budget, including extended-term options that keep monthly payments manageable.

What financing companies do you work with?

We work with several leading patient financing companies including CareCredit, Lending Club, Sunbit, and Proceed Finance. Each has different qualification standards, term lengths, and interest rates, so we can usually find a fit even if one lender doesn’t approve. Our team helps with the application during your consultation.

Can I get 0% interest financing?

Yes — some financing partners offer 0% interest promotional plans, typically for 6, 12, 18, or 24 months. Approval depends on credit and treatment amount. For larger cases like full-arch implants, longer extended-term plans (up to 84 months) with competitive interest rates are usually a better fit than short-term 0% plans.

Do you accept dental insurance?

Yes — Trinity Dental Arts accepts most major dental insurance plans. We’ll verify your benefits before treatment and let you know what your insurance covers and what you’re responsible for. Even if we’re out of network, many plans still provide partial coverage for our services.

Will my insurance cover dental implants?

Most dental insurance plans provide minimal or no coverage for implant placement, often citing exclusions or missing-tooth clauses. Some plans contribute partial coverage toward the crown or restoration. Our team will verify your specific benefits and explain exactly what your plan covers before treatment begins.

What if I have less-than-perfect credit?

Some financing partners are more flexible with credit history than others. Sunbit, for example, runs a soft credit check that doesn’t affect your score and approves a high percentage of applicants. We can submit applications to multiple lenders to find an option that works for your situation.

Are there extended payment plans for full-arch implants?

Yes — for full-arch implant cases, we offer extended-term financing plans up to 84 months. This breaks treatment into a manageable monthly payment instead of a single large outlay. Term length and interest rate depend on the lender and your credit profile, but most patients can get monthly payments under $400.

Can I split my treatment cost into multiple payments?

Yes — in addition to lender-based financing, we can structure phased treatment plans where you pay as each stage is completed. For example, with implants you pay one fee for placement, another for the abutment, and a final fee for the crown. This spreads the cost over the natural treatment timeline.

Choose Your Consultation

Choose your treatment and either a $300 Signature Consultation or Free Virtual Consult. Then select an available time and complete your patient information in Weave.

Question 1 of 2

What treatment are you interested in?

Choose the option that fits you best.

Prefer to speak with us? Call (727) 228-6846

Dental emergency or existing appointment? Call our team.

Visit Us

11105 Trinity Blvd

Trinity, FL 34655

Call Us

(727) 228-6846

Office Hours

Mon–Thu: 9:00am – 5:00pm

Fri–Sun: Closed

✓ Reserve your Signature Consult

An in-office Signature Consultation ($300) includes a full exam, 3D imaging, and a personalized treatment plan — fully credited toward your treatment if you move forward within 30 days. Call (727) 228-6846 to get started.